If you are involved in a new car accident, you should gather car accident claim evidence as soon as possible. Doing so helps protect your legal rights. Viable car accident claims evidence should lay a strong foundation for which it is possible to establish fault for the cause of such an accident. It should also show the extent of damages you or your loved one(s) incurred from the car accident. There are varied types of evidence that one can collect. Only gather evidence that contributes positive and relevant information to your claim.

The following are different types of evidence that a person must gather in preparation for a car accident claim.

1.) Video Footage and Photographs

If immediately after the accident you are in a condition to take photographs, you should take pictures of the accident scene. You may use your mobile phone camera if you do not have any other camera. Taking pictures of the accident scene from all directions helps record a clearer and a more detailed illustration of the accident scene. Take close-up pictures and pictures from a distance as well. Take pictures from as many angles as possible. If you have to, take photographs from the other drivers’ perspective. If the driver claims that he did not see you and the photograph proves that he should have been able to see your car approaching, then it is assumed that such a driver was negligent and he will lose the case. A single photograph can make a big difference. Make sure to cover all possible perspectives when photographing the scene.

Capture skid marks, if any, from both vehicles, traffic control devices, and any damaged property as well. It is the small details that might turn out to be viable car accident claim evidence.

Alternatively, you can shoot a video of the accident scene, damaged property, your injuries and vehicles involved. If possible, you may obtain video surveillance footage from outside cameras mounted on nearby buildings that might have captured the accident. Some cars have a surveillance system which records video which is useful in case an accident occurs. The surveillance video from the car might have clues to what caused the accident, and this might help with the claim.

2. Photos of the vehicles

Take pictures of ALL the cars in the accident. Such pictures should show damages on each of the cars involved, and the photographs should show the damage from both afar and close-up views. The insurers and juries can deduce facts from the damaged vehicles. The damage to the vehicles involved also tells a lot about how the accident occurred.

The damaged vehicle or property provides physical evidence of the accident. One should know exactly where the vehicle end up after the towing agents move it from the accident area. Also, one should instruct the towing agents to keep the vehicle as intact as possible. Sometimes the cause of an accident may be a faulty part in the vehicle’s build. In such an instance, an expert mechanic should examine the wreckage and determine whether the accident was as a result of a faulty part(s).

3. Medical Records

Injuries usually act as a part of physical car accident evidence. Medical records should clearly record your injuries and medical damages resulting from the accident. If possible, keep a pain journal where you record both your emotional and physical struggles that come about as a direct impact of being involved in the car accident.

4. Police Report

If you reported the accident, a police report should be available. The report records details of the incident from the officer’s position. It also reveals any traffic citations given to any of the individual drivers involved in the accident. If there were witnesses, the report might contain contacts and statements from such witnesses. It is wise to collect contacts from witnesses because your attorney may contact the eyewitness so that they may testify in your accident claim.

5. Witness Statements

Statements issued by third party witness can be a powerful evidence of fault. Third part witnesses are valuable because they are independent and unbiased. They do not have a motive such as financial interest in the outcome of the car accident claim. Drivers and passengers may give biased information with the motive of financial compensation. Witnesses can be either passerby who saw the accident happen, road and utility workers, drivers and passengers of the cars involved, people who gave first aid to the victims, business owners, customers or employees within the vicinity of the accident.

When speaking to the witness, avoid arguing your side of the story. If the witness thinks you are trying to manipulate him, he might withdraw his testimony. Ask the witness to put down in writing what he saw and heard at the instance of the accident in details where possible. Gather as many legitimate witness statements as possible. The more witness statements you provide to the claims adjuster, the stronger the proof of fault and case you will have if the case goes to trial.

If possible, you should ask the other driver to provide identification documents and contact information. You should also obtain the drivers’ insurance details if your state allows. Yo should never chase down the driver in a hit and run scenario because doing so will hurt your claim and maybe result in more damage. Your priority should be making sure that you and the other occupants of the vehicle involved in the accident are safe and seek medical help immediately. If everyone is okay, you may proceed to collect witness statements, and other car accidents claim evidence.

Viable car accident claim evidence:–Police Accident Record and Reports -Property Damage(s)-Bills, and Medical Records-Photographs and Video Evidence-Witness, Passengers’ and Drivers’ Statements-Invoices for Replacement of Damaged Property and Services Related to the Car Accident-Receipts for Repairs

If a person needs help with collecting car accident claim evidence, he or she may seek the intervention of a car accident attorney. The car accident attorney may help track and preserve the evidence that an individual might otherwise find difficult to keep up with in the case. Remember, the claims adjuster will be thorough when vetting your claim, so be thorough when collecting your car accident claim evidence. Do not misrepresent or lie about the accident because doing so might result in the disapproval of your car accident claim for compensation. Preserve and present any paperwork that might help with your case.

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Third Party Insurance Is Not Always the Cheapest Option

It’s never safe to assume that third party insurance is the cheapest option available, in fact, in most cases you will find that it’s not this way for young drivers. The logic here is that the younger driver appears to be at a higher-risk and thus you will find that your insurance will go up slightly because of this.

Adding a Second Responsible Driver May Help to Lower Your Costs

By adding a second driver that has a clean record to your drivers insurance you will be a really good idea for the young operator as this individual likely has a much better record and is a lot more financially stable than a very young person. Always keep this in mind when you go out to shop for car insurance online.

Always Minimize Your Risks When Operating a Motor vehicle

As a young operator you will want to make sure not to be a huge risk taker when operating your car as this will increase the chances of something going wrong. If something goes wrong the insurer will likely place a much higher penalty on you than say someone who has been driving for many years with a proven track record.

If you have special circumstances, let your insurer know about them

You should always do your best to let the insurer know about any specific details about your car. A lot of people don’t always know this but you could save a lot of money on your insurance by including the fact that you have upgraded your security system in the car with a device capable of tracking it’s whereabouts in the event that the car is stolen.

It’s also a good idea to let your insurance company know if you plan to move in the upcoming months as this will likely help you to avoid any headaches down the road when that time comes.

Try not to “soup” your car up too much

By adding more than what is necessary to your car in an effort to make the car go faster, seem cooler or just flat out get more attention than necessary, there is no doubt you will be getting the extra attention from your insurance provider as well, this will end up costing you more money to insure your car so keep this in mind as a young operator.

Do Not Lie To Your Insurer

If you decide to tell a lie to your insurer you could be preventing yourself from getting future services from the same company. This would mean that you would have to find another service provider and if this is the case you will be limiting the amount of options you have available to find a lender that is the most suitable and cost effective for your needs.

Adjust Your Job Description To A Higher Perceived Position

When you go to apply, make sure to include the best sounding name for your position at work. You will want to choose a name that comes with a higher perceived value attached to it. Doing this will make you look more professional and will help you save a few bucks on your car insurance as well.